Which Requirements Are Needed To Join American Express Black Card?

The Amex Black Card is designed for people with a high net worth who spend a lot of money. Centurion cardholders typically spend hundreds of thousands of dollars (or more) per year. However, you should read this page to learn about the requirements of an Amex Black Cardmember. Findcouponhere Team will cover all you need to know about the American Express Black Card, including its features, fees, requirements, and application process. Let's have a look at it right now!

Overall Information Of American Express Cards

American Express is a travel, banking, and network services company with a global presence. It is a major credit card issuer for individuals, small businesses, and corporations. It was founded in 1850 and is now a Fortune 500 firm. Individuals can get charge and credit cards, traveler's checks, and other stored-value products from the company. American Express is the world's largest charge card corporation, as well as the world's largest travel firm and issuer of travelers' checks. Financial planning, brokerage services, mutual funds, insurance, and other investment goods are also available. It has offices in 175 countries and 2,300 locations around the world.

What Is American Express Black Card?

The American Express Centurion Card, often known as the Amex Black Card, is a charge card issued by American Express that is only available by invitation. Platinum Cardholders receive an invitation after meeting certain criteria. The Centurion Card is available in two versions: personal and business. Since its inception, the Centurion card has only been issued to clients who have been encouraged to apply by American Express. 

The company's screening processes for identifying potential cardholders have been a source of speculation. The personal Black Card and the business version of the Centurion card are available. It may be simpler to obtain a business card. A Black business card, like other American Express corporate cards, will appear on your personal credit report rather than the companies.

Benefits Of American Express Black Card

With an annual fee of $575, this American Express Black Card has many benefits for users as mentioned below. 

• Access to Centurion International Arrival Services, the Amex Internation Airline Program, the Amex Global Lounge Collection
• Airline incidental fee credit: up to $200
• Membership of PS LAX
• Centurion shopping, dining, wine program
• Return and purchase protection
• Travel coverage
• 50% points back through the Pay With Points benefits
• Global Entry/TSA Precheck application fee credit 
• Automatic car rental elite status
• Delta Skymiles Platinum Medallion Status
• $1,000 annual Saks credit
• No preset spending limits
• Visit any of American Express’s luxury gyms around the world

Limitation Of American Express Black Card

The Amex Black Card has no pre-set spending limit. In other words, purchases made on any of their credit cards will be accepted based on a number of variables, including current spending habits, payment history, credit records, and financial resources.

Charge card users must also pay off their card's balance in full each month. This is unlike credit cards, which allow cardholders to pay down their balance in full or in part (which incurs interest). A spending restriction is also included with credit cards.

What Are American Express Black Card Requirements?

If you receive an invitation, you can apply for an Amex Black Card. While the specific eligibility requirements are unknown, existing Australian cardholders have told Australian Frequent Flyer that you will need to:

• Have a good income (annual income of at least $1)
• Make at least $250,000 in purchases on your Amex cards
• For at least six to twelve months, you must have owned an Amex Platinum Card.
• Spend at least $100,000 every year on your credit card

In case you don’t get an invitation, you can still request an invitation:

Step 1: Go to the Centurion card page.

Step 2: Scroll down to the bottom of the form and click the Interested in Centurion Membership? button. To learn more, go to this page.

Step 3: You'll be taken to a short form where you may input your name, Amex card number, and the card's 4-digit security code.

Step 4: Click the Submit button. Now, if you're lucky, you'll receive an invitation from American Express.

Here is a comprehensive comparison between Amex black card and Amex platinum card, don't miss out on this video if you are hesitating your decision!

Final Thoughts

In conclusion, to open an account of Amex black card (Amex Centurion card), you need to spend $15,000. American Black card doesn’t have a fixed spending limit, which means you can spend as much as you like. Unlike a standard credit card with a fixed limit, the amount you can spend varies depending on your purchase, payment, and credit history. Thus, you should consider choosing the right card for you. We hope that now you understand more about the American Express Black card and can make your final decision. In case you cannot get all the benefits of Amex’s ultra-exclusive card, you can consider other types of cards like the American Express Platinum Card. 

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