How To Apply For Big Lots Credit Card?
Credit card is a common item that most retailers offer to their customers. This credit will bring about many benefits such as free shipping, pickup option, online shopping or etc. Big Lots is not an exception. If you want to sign up for a Big Lots credit card, you need to acknowledge its benefits and how it works first. This article includes all necessary information for you about Big Lots credit cards and provides a fully detailed guide for applying for its credit card. Let’s check it out!
Understand More About Credit Card
In comparison to other types of consumer borrowing, credit cards often have a higher annual percentage rate (APR). Unless previous unpaid balances were carried forward from a previous month—in which case no grace period is granted for new charges—interest charges on any unpaid balances charged to the card are typically imposed approximately one month after a purchase is made (except in cases where there is a 0% APR introductory offer in place for an initial period of time after account opening).
The majority of people are familiar with credit cards as Visa, Mastercard, Discover, and American Express cards provided by banks, credit unions, and other financial institutions. Another popular credit card entices clients with perks including airline miles, hotel room rentals, gift vouchers to big shops, and cashback on purchases. Credit cards that offer rewards are sometimes referred to as rewards credit cards.
Many national retailers release branded versions of credit cards, for example, Big Lots. This credit card offers cardholders perks such as special discounts, special sales, or promotional notices.
What Is Big Lots?
Big Lots is an American retailer with approximately 1,400 locations in 47 states with headquarters in Columbus, Ohio. Big Lots is a retailer that sells a variety of consumables, housewares, toys, and seasonal items. This company, which specializes in selling living room sets and other ordinary household things, has everything a traveler or someone looking to renovate their home needs.
Because of Big Lots' enormous success and long history, as well as the fact that this store contains everything a person needs, a Big Lots credit card is now available for loyal consumers to use to make purchases without paying in advance.
Up To 50% OFF Clearance
Up To 50% OFF Weekly Deals
$5 OFF $15+ With Email Sign Up
Up To 50% OFF Big Lots Summer Clearance Sale
15% OFF First Order When Joining BIG Reward At Big Lots
20% OFF Coupon For Big Lots Rewards Members
Up To $50 Bonus Reward With Furniture Purchase
Up To 40% OFF BIG Patio at Big Lots
10% OFFF Military Discount At Big Lots
Buy 3 Times Get A $5 Rewards At Big Lots
What Is Big Lots Credit Card?
The Big Lots credit card is a credit account you can use at any Big Lots store. You can now use your Big Lots credit card to make purchases on biglots.com both online and in-store. After you have been approved for a credit card from Big Lots, you will receive your card within 7-10 business days. When money is tight, the Big Lots credit card is the ideal companion. Because there is no annual cost, it jumps up and rescues the day. That alone is a significant plus for folks like us who despise having to pay extra fees. Big Lots credit cards provide you with many benefits:
- Zero fraud liability
- Reports to major credit bureaus
- No annual fee
- Special offers for its VIP member
- Flexible financing
Big Lots Intro Offer And Fees
For a period of up to 24 months, this card offers an introductory APR of 0% on qualified purchases. This card has no annual fee, making it a good alternative for consumers seeking a low-cost option. Even on a returned payment, Big Lots credit card late payment costs can exceed $38, which is extremely high. If you are a responsible person, though, you can avoid this punishment. Simply keep note of how much you spend and when you pay your bills.
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Fees |
Amount |
|
Annual Fee |
$0 |
|
Returned Payment Fee |
up to $40 |
|
Late Payment Fee |
up to $40 |
What Are Pros And Cons Of Big Lots Credit?
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Pros |
Cons |
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How To Apply For Big Lots Credit Card?
Before we come to the section How to sign up for Big Lots credit card, you need to provide the following information including zip code, your date of birth, your valid government-issued ID, and the last 4 digits of your social security number which helps to verify your identity and determine your eligibility.
Step 1: Visit the Big Lots website and find out the Big Lots credit card page
Step 2: Complete the application form by filling in the general financial information (social security number, address, annual come, date of birth, etc).
Step 3: Check your information one more time and click submit your application.
After the approval procedure is completed, the card will take 7-10 business days to arrive in the mail. If you choose to save the environment, you can manage your account online at any time and receive a paperless bill.
Final Thoughts
In conclusion, the Big Lots credit card is a convenient and secure method to make everyday purchases, such as snacks, hygiene items, outdoor gear, entertainment devices, and anything else you can think of to make your vacation easier. With such benefits and drawbacks of Big Lots credit, you should consider carefully signing up for its credit card. Hope that the above information is useful and don't forget to share with FindCouponHere more about your experience with Big Lot credit cards. Thank you for your reading time!
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