Three Ways To Make JCPenney Credit Card Payment

A retailer's credit card allows consumers to accumulate a continuing balance of debt, subject to interest charges. For example, when you have a JCPenney credit card, you can get a lot of benefits. It is critical that you pay your credit card on time in order to save money on interest. If you don't know when to pay your JCPenney credit card or how to make a payment on it, read our article below!

Overall Background Of JCPenney

JCPenny is one of the largest retailers in the US that provides value on products such as apparel, accessories, shoes, jewelry, furniture, houseware, and mattress. JCPenny is a midscale American department store chain that operates 689 stores in the United States (49 states) and Puerto Rico. JCPenney offers large Fine Jewelry departments, The Salon by InStyle, and Sephora inside JCPenney in addition to traditional merchandise. Several leased departments, such as Seattle's Best Coffee, optical centers, and portrait studios, are frequently found in JCPenney stores. The majority of JCPenney stores are in suburban shopping malls.

JCPenney Credit Card Member Benefits

JCPenney, JCPenney.com, Sephora stores within JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com accept the JCPenney credit card. The card cannot be used to make purchases at standalone Sephora locations at this time.

JCPenney credit cardholders are immediately registered in JCPenney Rewards and can earn rewards points on purchases made with their card. You will receive 1 JCPenney Rewards point for every $1 spent on a qualifying purchase at JCPenney stores or jcp.com using your JCPenney credit card account, up to the point maximum ($2,000). You will receive 1 point for every $2 spent on a qualifying transaction if you use a different payment method, up to the point maximum. Below are some main benefits of JCPenny credit card:

• Get 2X member reward points (1 point per $1 spent at JCPenny)
• For every 200 points, you can receive a $10 certificate
• Exclusive coupons and special savings days
• First purchase discount
• Special financing offers
• Birthday offer
• Free annual fee

If your JCPenny credit card is paid late, you have to pay the fee of up to $38. Firstly, you should make your payment with any available method of payment. You have 23 days from the end of your JCPenney billing cycle to make a payment without incurring interest or late fees. If you miss your payment deadline, you'll be charged a late fee of $27 if you haven't been late in the previous six billing cycles — or $38 if you have been late at least once in that time. In either case, the fee will not exceed your minimum payment. If you don't really know how the JCPenny billing cycle works and how to use it as a payment method, scroll down the next section.

How A Credit Card Billing Cycle Work

A credit card billing cycle is the time between two credit card statements, which typically lasts 28-31 days.

This includes a bill for all charges incurred on your account during that billing cycle, less any payments made. The beginning and end dates of your credit card's billing cycle can be found on your monthly statement.

How To Make A JCPenney Credit Card Payment In The Store

The method of payment that everyone thinks about first and foremost is paying in a local store. Here are some steps to do:

Step 1: Use the online store locator to find the nearest JCPenney location.

Step 2: Go to the store and pay for your credit card with cash, check, or money order.

Step 3: Keep a copy of your payment receipt for your records.

How To Make A JCPenney Credit Card Payment Online

With the website, you also can pay for your JCPenny credit card online. Here are some steps to begin the process of payment in case you haven’t yet had an account:

Step 1: Go to the JCPenney credit card login page and click "Register," which is located near the bottom of the "Access Your Account" section.

Step 2: Enter your account number and ZIP code next.

Step 3: Click Continue to create a user ID and password for your account.

In case you have had an account on the JCPenny website, you need to follow these three steps:

Step 1: Navigate to the JCPenney online payment center and sign in with the user ID and password you created.

Step 2: Click the "Pay My Bill" button.

Step 3: Enter your checking account details, payment amount, and payment date. To complete the payment, you'll also need your bank's routing number.

It takes up to three days for your account to be posted. 

How To Make A JCPenney Credit Card Payment Via An Email

As usual, JCPenny will send you an email to announce your credit card statement. With the address listed on the bill, you can also mail to pay for your bill. There is another way to check your account information and make a JCPenny credit card payment. Follow the following steps:

Step 1: Navigate to the JCPenney credit card login page and select "Account Summary." This will provide you with an overview of your account, including your balance, due date, and other account details.

Step 2: Once you've determined your balance, write a check or purchase a money order in the amount of the payment.

Step 3: Include your JCPenney credit card account number in the memo line to ensure that the payment is properly credited.

Step 4: Send your payment to SYNCB, PO Box 960090, Orlando, FL 32896-0090.

Final Words

If you're a frequent JCPenney shopper, having JCPenney in your wallet could be advantageous. However, in order to keep your credit card and avoid paying a fine, you must make your JCPenney credit card payment on time. I hope the information above is useful to you and clarifies everything about the JCPenney credit card. Don't forget to check out FindCouponHere for discount codes and coupons from not only JCPenney but also from other online stores around the world. Enjoy your shopping time!

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