Cancel Walmart Mastercard At Ease In Simple Steps
Though Walmart Mastercard brings multiple benefits for its cash holder, there is some unexpected fee that can cause some trouble for the user who has no idea with controlling balance statement, payment due date as well as transaction history. The annual fee will always be here and directly charged to your account out of your expectation and you might not want to continue the Mastercard anymore. If you are in this situation, this article is for you. Keep reading and find the right answer to your concern.
General About Walmart Mastercard
Before we move on to the main topic of our article, we will start with a brief look at the Walmart Mastercard. If Walmart is your preferred store for everyday shopping, you are familiar with instant credit and credit cards here.
Walmart MasterCard is a credit card released by the company with the purpose of enhancing more payment methods as well as following the increasing trend of every retailer these days. There are two types of credit cards offered by Walmart including Walmart Rewards Mastercard and Walmart Rewards World Mastercard. Each card will have its pros and cons but the top point making Canadians believe in Walmart Mastercard is its security and benefits for its member.
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Earning Reward Money With Walmart Mastercard
If you have never registered for Walmart Mastercard before and enrolled in Walmart Rewards Program by accident, you can consider its benefits before opting for cancelation. According to the advantages provided for those who are members of Walmart Rewards Mastercard and Walmart Rewards World Mastercard, they will have at least 2% cashback on every purchase at Walmart company. No matter what stores you go with, the percentage cashback or other name Walmart Reward Money are given to you.
- All purchases at Walmart.com benefit you 5% cashback, including orders placed online and picked up in a Walmart store. Groceries ordered online and picked up in-store or delivered receive a 5% cashback bonus.
- As a special introductory offer, when you use Walmart Pay for the first 12 months following approval, you'll get 5% back on in-store purchases.
- Purchases at Walmart stores, restaurants, and travel earn you 2% back.
- All other purchases, including Sam's Club and Sam's Club petrol stations, will earn you 1% back.
This percentage cashback seems to be a small amount but it will be a significant number when you check the balance at the end of the quarter. You can easily enjoy such great savings as a member of Walmart Mastercard which might be lost after the cancellation. If you still want to discontinue your card, let move on to the next part.
How To Cancel A Walmart Mastercard
Walmart Mastercard is one of the effective ways that save your life when you need instant credit without any fees but the annual maintenance fee, as well as interest rate, might be the problem if you can’t afford it.
Contact Walmart Customer Support Team For Cancellation
Call the customer service phone number on your statement if you need to close your account straight away. You can cancel your card with the assistance of a customer care professional.
Step 1: Pick up your phone and head to 877-937-4098. Then press “4” on your device keypad in order to connect with the representatives of the Customer Support center.
Step 2: Provide your 16 digit numbers as well as your full name for the verification process.
Step 3: Request the Walmart employee to cancel your Walmart Mastercard for you. The staff will let you know the instruction and ask you for some of the basic information related to cash holders. Your account will be closed as requested when the staff approves.
Step 4: Check your email for confirmation.
Send Cancellation Request Via Mail
Another way to discontinue your Walmart Mastercard is to send an email or letter asking for canceling. The mail should include your name, billing address, and account number in the letter, along with a request to end the account. You don't have to explain why you're canceling the account, but if it's a follow-up to phone contact, add the date and time of the call, as well as the name of the agent you spoke with.
Step 1: Write an email or letter including the account number, your name, address, and phone number.
Step 2: If you send a letter, it will last such a long time so it would be better when you can send an email to the support team of Walmart.
Step 3: Wait for a call from Walmart Money Card to confirm your request to cancel your account, or a letter from the company saying that your account has been closed at your request. If a customer service representative calls, you may be required to provide personal identifying information, such as your birth date or Social Security number, so that the representative knows you are the account holder.
What Happens With Credit Card Balance of The Walmart Mastercard?
Even if you cancel your credit card, you are still responsible for the payments through credit card in most cases. Collect all of the cards that were issued and destroy them to avoid any more charges from other authorized users of your Walmart credit card. If any authorized users do not live near you, inform them straight immediately that you intend to close your Walmart card.
Besides, it is obvious that all of the accumulated rewards will be closed immediately when you cancel your Walmart Mastercard. No more cashback on restaurants, travels, Walmart purchases, and many more as mentioned above. The cancellation also affects negatively your credit score. Based on the period of usage, the impact is different. Be careful and think twice before deciding to close your MasterCard.
Related topics:
>>Everything You Need To Know About Gift Card And Balance Check Walmart Canada
>>Read This Guide To Check Your Walmart Mastercard Balance
Walmart Mastercard: Should You Discontinue Your Mastercard?
In a final word, the decision to close the Walmart Mastercard or not is on your turn. Depending on your current financial situation and the pros and cons of owning one for yourself, the option for the cancellation is better or worse for your current situation. We are always by your side no matter what decision you want to make. Hope that through our article, you somehow can understand the way to cancel your card and its effect on it.
